Sophós at The Insurance Academy 2025: Showcasing Innovation in Wealth Multiplication and Life Insurance Strategies

Yesterday, in the vibrant heart of Zurich, Sophós Advisors, for a second year in a row, joined industry leaders, private wealth professionals, and insurance experts for the third edition of the Insurance Academy 2025 series. Hosted under the theme “Delving Deeper into Universal Life Insurance,” the event offered a platform for advanced learning, peer exchange, and fresh perspectives on modern life insurance solutions for high-net-worth (HNW) clients.

Delivering Strategic Depth: Sophós’ PPLI + Financed IUL Solutions

Managing partner Alejandro Gil and CEO Geralda Kral led a key session focused on Private Placement Life Insurance (PPLI) and Financed Indexed Universal Life (IUL) — strategies that are gaining traction among HNW families looking to optimize wealth preservation, asset growth, and intergenerational legacy planning.

Their presentation was not only educational but deeply rooted in real-world applicability. Through detailed case studies, they illustrated how sophisticated structures combining PPLI and IUL can effectively multiply wealth from day one — achieving a 100%+ increase in coverage — while preserving tax efficiency and minimizing liquidity constraints. For example, one case profiled a 60-year-old investor leveraging a $15M PPLI and financed IUL plan, resulting in a projected death benefit growing to over $37M in 15 years with a favorable net surrender value after debt repayment.

Sophós emphasized strategies that blend intelligent leverage, personalized investment mandates, and long-term sustainability — key to supporting family offices, advisors, and fiduciaries navigating increasingly complex cross-border financial landscapes.

Why It Mattered

With an increasing number of clients seeking dynamic solutions to protect and grow their wealth, the need for nuanced, data-backed strategies like those offered by Sophós Advisors has never been greater. Their Zurich presentation didn’t just explain technical structures; it demonstrated how these strategies could be put into action immediately, solving client challenges in real time.

The session sparked lively engagement during the Q&A, highlighting the appetite among attendees to explore structured insurance solutions that do more than just mitigate risk — they actively enhance opportunity.

A Collaborative Learning Environment

The event opened with welcoming remarks by Luca Bertacchi and featured earlier sessions from Jeremy Young and Jamie Lee of Transamerica Life Bermuda, who laid the groundwork on universal life insurance fundamentals and indexing options. Their insights helped contextualize Sophós Advisors’ solutions, fostering a comprehensive understanding of both foundational and innovative approaches.

Looking Ahead

As Sophós Advisors continues to expand its presence across Europe and Latin America, events like the Insurance Academy serve as critical moments to engage with partners and peers — and to share the forward-thinking strategies that define our work. We remain committed to helping clients navigate complexity with clarity, ensuring every plan is not only robust but tailored for impact.

Thank you to the Insurance Academy for hosting, and to all who attended and contributed to an exceptional day of learning and connection.

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For more information on our bespoke insurance and wealth planning solutions, connect with our team at Sophós Advisors.

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