Captive Insurance Solutions for Wealth Preservation and Strategic Risk Management

At Sophós Advisors, we specialize in bespoke captive insurance structures designed to help high-net-worth individuals (HNWIs), ultra-high-net-worth individuals (UHNWIs), and family offices preserve wealth, manage risk effectively, and enhance long-term financial resilience.

Turnkey Captive Insurance Services Tailored to Your Needs

Our fully managed captive insurance solutions are custom-built to align with your financial goals and risk profile. We offer end-to-end support—from feasibility studies and licensing to management and compliance—ensuring a seamless setup and ongoing operation.

A captive is a licensed insurance or reinsurance company covering the parent company's and its subsidiaries' risks. We are licensed and provide our clients with a wealth of knowledge and experience. We oversee the captive program throughout its lifetime, including end-to-end captive management services.

Operating a captive involves strategic decision-making regarding risk retention, risk transfer, and overall risk strategy and requires a comprehensive understanding of various business risks. This includes identifying, assessing, and mitigating risks, contributing to a deeper knowledge of risk management principles. Clients can benefit from our in-depth understanding of risk management.

When setting up the Captive, we handle everything from finding the appropriate jurisdiction, offices, and even the in-house actuary.

What Are Captive Insurance Solutions?

A captive insurance company is a privately owned insurer established to cover the specific risks of its parent company or owner. For sophisticated clients, captives provide a powerful tool to self-insure risks, gain more control over insurance costs, and retain underwriting profits.

Captives can also serve as part of an integrated wealth planning strategy, enabling clients to better manage cash flow, smooth volatility, and plan intergenerationally.